Carrier Adjuster
Assigned by the insurance company to inspect and price the loss under its claim process.
- Works within carrier guidelines
- May rely on limited documentation
- May miss hidden or supplemental damage
Licensed Public Adjuster Representation
Your property claim deserves more than the carrier's first number.
Southern Claim Adjusters works for policyholders, not insurance companies. Use the Public Adjuster Form to start a claim review, upload the basics, and get the next step moving.
- $0
- Initial claim review
- Policyholder
- Representation only
- Start to finish
- Claim support
Why It Matters
The insurance company has an adjuster. You can have one too.
Carrier adjusters answer to the insurer. Our job is different: identify covered damage, prepare the documentation, and help you make informed decisions before accepting a settlement.
- Independent damage documentation
- Policy and estimate review
- Claim preparation and supplement support
- Direct communication with the carrier
- Appraisal and resolution support when needed
Your Public Adjuster
Represents the policyholder and builds the claim around documented damage and policy terms.
- Works for your side of the claim
- Documents scope, photos, and estimates
- Stays involved through resolution
How It Works
A clear claim process from first review to final resolution.
Free Review
Tell us what happened and share the claim details you already have.
Inspection
We inspect the property, photograph damage, and identify missing scope.
Policy Check
Coverage, exclusions, deductibles, and claim duties are reviewed carefully.
Claim Build
Estimates, photos, reports, and supporting documentation are organized.
Negotiation
We communicate with the carrier and pursue a supported claim outcome.
What We Handle
Property damage claims for homeowners and commercial policyholders.
Hail Damage
Roofing, soft metals, gutters, siding, and collateral damage documentation.
Wind & Storm
Exterior, interior, and structural damage after severe weather events.
Water Damage
Plumbing leaks, mitigation scope, hidden moisture, and rebuild estimates.
Fire & Smoke
Fire, smoke, odor, contents, and repair scope claim support.
Denied or Underpaid
Re-open, supplement, or reassess claim files that do not match the damage.
Commercial Claims
Business properties, rentals, retail buildings, and larger loss documentation.
Service Area
Serving policyholders throughout Georgia.
GA
Built for Southern policyholders.
Southern Claim Adjusters reviews claim locations before representation begins so the file is handled in the correct service area.
Verify my claim locationFile Online
Give clients a clean path to start, sign, and upload.
Public Adjuster Form
Already have documents ready?
Start the authorization online, then send any supporting documents needed to review the claim file.
FAQ
Questions policyholders usually ask first.
When should I call a public adjuster?
Before accepting a settlement, after a denial, or whenever the scope seems incomplete.
Do you work for the insurance company?
No. A public adjuster represents the policyholder, not the insurance carrier.
Can you help with an existing claim?
Yes. Existing, stalled, underpaid, and denied claims can often be reviewed.
Do you handle commercial losses?
Yes, this site can include a dedicated commercial claim path if you want it.